Scam Review – Withdraw $3,000 On Average?

Updated: May 10, 2020
by Ray Alexander

"" sites are all scams. They falsely promise users for paments in exchange for viewing ads, while they send no-quality traffic to e-commerce websites. My review will explain how you'll be wasting your time from a user's perspective. But more importantly, I'll focus on how you can make decent money legitimately. 

What I'm trying to say is, if you keep chasing reward programs such as view-ads-for-cash or surveys-for-cash, you'll never move forward from where you are now. Everyone else is trying to learn real "working from home methods", you'll soon be left behind if you don't catch up now.

*** Money.XYZ Scam Review

Product Name:


Website URL:

Various (,


Fake reward program




Free to join


What Are "" Sites? scam sites falsely offer a reward / get-paid-to scheme. The aim of the owner is to make money for themselves by displaying cost-per-impression (CPI) ads. However, CPI ads usually pay very little money, e.g. less than $0.001 every time someone views an ad. The owner would have to get thousands of people to view them to make a decent income from it. 

So they randomly invite new users by falsely promising to pay them $0.10 each time they view an ad. They have created (and keep creating) countless identical sites with different URLs in order to maximize the number of signups.

Obviously, it's impossible for the owner of to pay 10 cents per ad to a user when the revenue is less than a cent per ad.

Their scamming tactic is simply not to tell users about the terms of payments beforehand, such as the minimum payout threshold. And every time a user tries to withdraw money that they've "earned", will set a new challenge, as if it's required by the rule. It's just an excuse to avoid making any payments. The users will find it impossible to get paid in the end and quit. Whatever you do, you'll never receive a single dime from the sites.

Likewise, users are not required to view the ads for a certain length of time, not even longer than a second each. They're invited to join these sites "to make money", not interested in any of the ads, anyway. What it means is that the advertisers are unknowingly wasting their money by displaying their ads on sites to receive useless traffic. Scam Review

Which Sites Are They, Exactly?

I'm referring to websites with a domain name starting with 3 random alphabetic letters, followed by the word "money", followed by the TLD "xyz". For example,

There are countless sites with an identical format, such as,,,,,, Impossible to list them all. Some of them have been around for a while, while others have already been shut down. Mathematically when you think of the variation of 3 alphabetic characters, that would be 26 to the power of 3 (26x26x26), so whoever creates these sites can forever keep replicating the copy sites.

What Are Their Excuses?

Even if you've viewed one ad and "earned" your first 10 cents, you are allowed to request to withdraw it. You'll be asked to enter how you want to get paid; Credit card, PayPal, Bitcoin, bank wire transfer, or Western Union. But when you send your withdrawal request, will immediately reject it by saying;

  • You are required to "earn" $150 (by view ads 1,500 times) before you can make your first withdrawal request. Output Error

So you view 1,500 ads and get your account balance to reach $150. Now you send your withdrawal request for the second time and receive another rejection message;

  • You must refer others by using your referral link and get at least 40 people to join before you can cash out your earnings.

So you do start referring to others and when you've got 40 of them to join in, you'll receive another message that says;

  • It will take 30-60 days for your account to be approved.

...and so on. And they'll always ready to remove the site completely and create a new copy site, so you'll never catch them.

But there's something that's more serious. They offer you to speed up the verification process in exchange for money. If you don't want to wait for 30-60 days, you can pay them $10 in Bitcoin. Why is it more serious?

When A Liar Becomes A Scammer

Well, if they simply make empty promises, they're not technically scammers. They're just "being a liar." They say they'll give you some money, but they won't. You've barely done a decent job for them. (Come on, viewing as is NOT a job. You view 1,500 ads for a second each, that's 25 minutes, strictly speaking. You don't deserve $150.)

If you were to hunt them down and managed to sue them, the judge and jury would be unlikely to order them to pay you that kind of rate, you see what I mean?

However, when they start taking money from you, that's different. It'll be an "advance-fee scam" - Well give you a lot of money, but you have to pay us a lesser amount of money first. Some existing users may have potentially "lost" money to them, and that's a real scam.

Well, this is a very rough explanation, ignoring things like an opportunity cost, compensation for stress, etc. But I hope you understand what I mean.

Fake User Communications Fake User Communications

I find the "Support" page quite amazing. It lists some questions from fake existing users and the responses from the admin. For example, one reads;

"I make an average of $2,000 - $3,000 (with but I heard the rumor that I'll have to pay income tax on it. Is that true? I'm so frightened." Another one reads;

"I withdraw $2,000 - $5,000 per month but now PayPal demanded to see my ID document. Maybe a plastic card is a better option?

It's clear that the scammer deliberately tries to give you the impression that the existing users are making thousands of dollars on average, so are you. The whole page is obviously fabricated.

Surveys, View Ads... Don't Waste Your Time

Now you know the sites are all scams, you're not getting a penny out of it. Then which systems are legit? You may ask.

Well, the harsh truth is, you'll never really make much money from those reward programs / "get-paid-to" programs, even if they're legit. Some programs such as the following are considered "good";

But "good" means you'll spend hours and hours each day clicking, without using your brain, to earn some pocket money. That's not the way forward, you see what I mean? Surveys for cash, view ads for cash... They're not meant to pay you much. Not good for you and actually, not good for them either...

They're Not Paying You Much Because...

...If you think about why those services exist, then you'll see what I mean.

  • Surveys-for-cash: Run by research companies. They need to research, which means they need unbiased opinions from as many people. So they'll only pay a small amount of gratitude upon completion. They don't want anyone who intends to "answer surveys to make money".
  • View-ads-for-cash: Advertisers pay money to advertise! Hoping that some viewers show interest and make a purchase. If you're looking to make money by viewing ads, your only focus is to click to view as many ads, very unlikely to be interested in any of the ad content. They'll barely pay you a few cents while you have no intention to spend any money on them.

You're not getting paid much because you're not really helping those who pay for it. By viewing ads one after another, you're not helping the advertiser succeed in business. By answering surveys, you're not helping them by sending a genuine message to them. All you care about is how you can answer as many questions, as quickly as you can.

Can an 8-Year Old Kid Do This Job?

Can an 8-Year Old Kid Do This Job

You know, you only get paid for the value that YOU add. In real life, you only receive a decent income when you use your skills, right? Lawyers generally get paid more than receptionists, because they have more skills. But that doesn't mean receptionists don't have any skills. If you're just sat there and don't do anything to visitors or the company, your boss will fire you. So if you don't have the skills to be a receptionist, you'll have to learn before you can work as one. So you'll add value to the company you work for, and get paid for it.

Exactly the same logic applies in online business. If you want to make decent money, you have to have the relevant skills. 

Rewards programs never really pay, because you're not adding value as a job. 8-year old kids can answer surveys (pretend to be an adult) and view ads. So whenever you see an online job opportunity, ask yourself; could an eight-year-old kid do this job? If the answer is yes, then that's what it is. Don't expect to get paid for a job that children can do!

(Real Time) Affiliate Income Report Last Month
November 2023: $8,050.00

About the author 

Ray Alexander

ASD. Recovering alcoholic. LGBTQ+ advocate. Semi-retired. 15+ years of web-designing experience. 10+ years affiliate marketing. Ex-accountant. I'm nice and real. Ask me if you need any help in starting up your home business.

Thank you for your Comments!

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  1. First I was told the money was pending, but when I was sending email many times they didn’t answer. Second it didn’t make me earn anymore. I asked about this but they said nothing. It makes me angry that this kind of people made websites then lie without paying. They are all scams.

  2. I thought it was a scam because I asked for my money many times and they ignored all of my requests. There are so many identical websites there. Don’t be sammed, and don’t waste your time like I did. It will not pay you at all.

  3. This is a scam. It took all my money and I needed to find who they are, reported to the free law center but they say I cannot get my money back because they didnd’t steal from my bank. But I made more than 1000 dollars and it was in my account, I am entitled to receive it. They promised and they took my account away, illegally. But the law center said what they did was not illegal, there are too many people like this so to be careful from the next time. It’s too late now.

  4. A company called aomoney xyz are a scam company that don’t charge people but all they provide are vouchers for catalogues of videos and images of products that are free to get online. I was told to cancel the registration. I noticed that none of my requests were taken seriously. Despite canceling within their required timeframe, they will not refund my money, so avoid them. There was no answer when I tried phoning, so I went to the website and clicked on the link. They had a system problem, so you couldn’t send me the form I filled out on the link.

  5. Everything to do with xyz sites is scam. So far I tried 3 times. They all don’t pay. You must stay put from all sites to name xyz. One is called socialearn xyz. I was scamed because your review said it’s great. But it’s not paying.

    1. Hi Praven, thanks for your comment. Literally millions of new websites pop up and disappear each year, and some are very similar and confusing. Just to clarify, our site never endorsed a site “socialearn xyz”. However I have reviewed a site called “socialearn co” which is another trashy site. Also I must add not every site with the TLD “xyz” is a scam, but they tend to be. Check this short article if you’re interested. I wish you all the best.

  6. Ok I understand. I thought all the things were too good to be true. Who the f is going to pay for all this money? Nobody’s a fool except you who believe in some kind of magic.

  7. I’m sick & tired of being scammed by one fake make money site to another. The first time I saw it I thought it looked a little unsophisticated but the only thing that convinced me was the positive messages from users. If they got good money all over the world then it must be legit then turned out the messages were all made up. I tried all sorts of sites the past many months and I tell you, I got sick & tired of hearing all the lies on the internet. How about your if this one is scam then how do we know yours is not?

  8. Waw!!! So that means i have been westing my time for good 3months. Everyday i watched morethan $50 ads, but thanks u so much.

  9. I have tried nzimoneyxyz and thought I was doing well up to the point where I realized the whole thing was too good to be true as a job. I read several reviews and now I know that all xyz sites are scams. Internet is full of dishonest people pretend to give dream opportunities but in fact only a small percentage of services are genuine.

  10. This is a scam. I really believed that this was going to make me money. I wasted so much time approximately 3 months or more. Now I know I’m not going anywhere going round & round in circles finally I was stupid to believe this thing. I know there are so many similar sites but I was patient decided to stick to it. Damn.

  11. Thank you very much for the information. I almost got convinced that I will get my money.i also wanted to buy these same referral.from hg-video xyz/userarea php.

  12. I heard from some people that they started to make legit money so you can cash it easy and instant. Do you know which one?

  13. xyz sites are all scams. I spent too much time trying to make as much money then when I finished earning they challenged me to do more tasks. It is never ending.

    1. That’s right, Jose, as I explained, unfortunately. But don’t be disheartened! I hope you’ll start learning a legitimate way to earn a decent income online instead. I wish you all the best!

  14. They scammed me for over 1000 dollars. It took me months & months to build up my money but they were being so selfish and I lost it all just like that. What’s the best way to contact you? My hard earned cash is urgently needed! I’m so upset. Help please!

    1. Sorry to hear that you’re upset, Monica. But as I said in the post, the truth is, it’s not “hard-earned cash”. All you did was something that kids can even do. There is no legitimate company that offers that kind of job. There was no money in the first place, I’m afraid. At least you won’t be trapped the same way again. I wish you all the best!

  15. This money XyZ thing is a scam, there asked my referrals to pay 19$ for her to receive her payments, but looking at their reviews people sounded all happy,leading to us being invited.only to notice their fishy games of requesting money.why don't they take the money from the funds? Really something must be done for misusing our time and other people's!!!

    1. Hi Brenda, you’re absolutely right. All the “happy user reviews” are fake, all created by users who still believe that they can earn money, desperate to build referrals. There’s no real work involved, and the sites are not generating enough money to pay users. Don’t believe any of it. Thanks for your comment, I wish you all the best.

  16. That was helpful man thank you but I am in Uganda what real way can I use to make money in my country help me out

    inbox me please I need your help


  17. I am happy to know you and really that everything you said is true and I am addicted to work on the Internet to make money and in fact I do not have anything and I was optimistic that I will earn from profit programs or sites, but I do not benefit from anything, but I am optimistic and I am still continuing to find any way to earn money. I hope you understand my message and I only want you to help

    1. Hi Khalid, thanks for your comment. Working “on the internet” indeed means running your own business, so it may take time and a lot of effort to put in, but your effort will never be wasted, so keep on working on it, I wish you all the best. Any questions don’t hesitate to get back to me.

  18. Please help me with money. I lost everything because of covid. I lost my mother to covid and I lost my job. I need money to help my family. I used hvmoney because you said I can make up to 300 dollars. you have a responsibility to ruin millions of people in the world. I’m begging you. I need justice. Please help me.

    1. Hi Iqbal, I’m sorry to hear about your family. But you know you’re talking to a scammer, they wouldn’t have mercy on you even if they saw your message (extremely unlikely). I hope something will work out for you.

    2. Get over it mate. Nobody makes easy money this stupid clicking & inviting ur worthless social friends ?? If u think u deserve to get paid, do something nobody else does mate.

  19. I am looking for a serious way to work online but I don’t have skills to work online as everybody else as affiliate marketing. Thank you for your link invite but I don’t think I can do too much work due for time to spend so little a day. Is there a recruitment people I can get in touch to make employment online. I cannot find the job where I live. Thank you.

    1. Hi Maria, thanks for your comment. Like I said in the post, it’s hard for you to find an employer online, because of the competitiveness and the trust issue. You can find many recruitment agencies just by googling, I guess, but the hardest part is to convince them that you have relevant skills and you are better than anyone else who may be applying for the same job. I wish you all the best!

  20. I knew the websites were all lies. first I was wondering if there was one that was real then others were making the stolen sites but all the pages looked the same then soon I knew it was made by the same person. who is manipulating this in the back?

    1. Hi Europa, thanks for your comment. No we wouldn’t know who’s behind these sites, but the main thing is you stay away from those sites to avoid wasting any more time. I wish you all the best!

    2. oh now i realize.i joinned pkomoney.i make 200 dollars.i want to withdraw.but they say i aeve to get 30 referall first.i do not find referal.i keep watching until 1700 dolars in my ac count.and then ,even in my page.i can not view an ad.i hyave to log in.and i can not log in with my my account and 1700 dollars is it is all just bullshit.liar.

      1. Hi Hadi, thanks for sharing your experience. The more important thing is to understand how the whole system doesn’t make sense. Nobody will pay you for watching TV commercials, nobody will pay you for recommending others without getting anyone to spend money. Thanks for your comment, I wish you all the best!

  21. Thank you Mr. Ray for the information. I wanna know how to get lost from them because i already have an account with my email. Any idea? Thank you

    1. Hi Anastasia, you could change your registered email to a fake one (anything like to start with. But the existing email address that you’ve submitted may have been passed to other spammers already, so there’s not much you can do, apart from reporting any unsolicited emails that you receive as spam. Don’t open them – report them as spam and delete if you can… Thanks for your comment, good luck & I wish you all the best!

    1. Thanks for your comment Chrizza, you may have “wasted” a little time but now you know what it is to work online and earn real money, if you still wish to pursue a new career this is a good start for you. I wish you all the best!

  22. There is no such easy Money Guys. As i read in all of articles. The best way is to stretch your body lil bit to make money.

  23. I already got 16 referrals attracted… the site doesn’t let me attract more referrals… .what to do ???

  24. Hi Ray ,Am so greatful with the advises your giving .my worry is that am a victim who is so confused given that I have 58 referrals already a month ago I added up to 2024 .4$ thought I have not received any money from the site what I have right now is over 5600.4 $ and rising for now am just observing as it keeps going up please your take

    1. Hi Astill, thanks for your comment, and sorry to hear that you’ve been trapped that way. But now you know there’s no such an easy way to make money, you might want to warn your referrals (who are also “victims”!) I wish you all the best!

  25. Can the victims get their money back? Yes, if you have fallen victim to scam from an unregulated investment platform or any scam at ll then are eligible to recover what was stolen from you and this can only happen if this is reported to the right people. With the right approach and with evidence, you will get what you lost back. Those behind these unregulated platforms will likely want to sell the idea that what happened to your investment was an unfortunate occurrence when in reality what happened was theft via elaborate means. If you are a victim or you know any one who is a victim of these occurrences, you should know there are people who can help you. Simply search (corecrypto tech-cryptocurrency recovery) on google just the way it is in that bracket. It is never too late if you have the right information, your sanity can be restored.

    1. Hi Stephanie, thanks for your comment. Scammers like these ones have been around for decades on the internet and never seem to go away, sadly. Payments made by victims are often not protected, because unlike shopping, they’re seen as if they voluntarily agreed to give out money. A promise of a large sum of money in exchange for a lesser value of money (“I’ll give you a million dollars if you give me $10k first”) is a contract that doesn’t make sense in the first place, you see. We should all learn that we only deserve a reward for the equivalent amount of work you put in. In other words, don’t trust anyone who promises easy money in exchange for any payment in advance…!
      Thanks for sharing your thoughts, I appreciate it.

  26. Thank you very much for this wonderful piece I was about to send the money they asked for before I thought I should search this against ND be sure of it first.
    So does this mean there isn’t any legit sites to make money online?
    Am a student and I am very much in need of a part time job or online job. Something like that.

    1. Hi Banvikuiy, thanks for your comment. That’s right, there is no such thing as a “legit site to make money online” unless you are happy clicking all day just to earn a few dollars. If you think about it – just like you wouldn’t trust anybody online, nobody would trust you either. Why would anybody let you (=a random stranger online) work for them?

      The only way to make decent money is to run your own business and advertise yourself – you need to prove your skills and gain trust. I hope it makes sense. Any questions don’t hesitate to get back to me. Good luck!

      1. Hello. Thanks for your advice and kind words. World inflation and downturns in the markets made me wonder how I could make money the best possible way. I think I have worked this out only recently. It’s a long term investment but I’m doing it better and better each week. Investment is a funny thing, when I fall short, I just hold on steady, then I catch up in a few weeks or so.
        It helps me a lot to offset price rises especially high gas prices because I drive 60 miles each day. Parctically all my earnings are covering my gas right now but it will cover other costs soon if I carry on. People are trying harder to make money each year but being persistent is most important aspects. I am already able to make enough money from it for my and my family’s household. I will urge you to take a look.
        Take care.

  27. Hey Ray, nice to meet you!

    If you take a closer look, the ads within the ad units of those websites aren’t actually ads…

    Most of them are plain links, while the rest of them are affiliate links pointing to Amazon products for the most part.

    So, basically, those websites generate money by getting people to pay for their 40 referrals as well as the “quick verification process”.

    What’s your take on this?


    1. Hi Xaric, thanks for your comment. Yes I agree with you, same with those “Videon” scams. It’d be interesting to see how many of the users would actually pay to get referrals. I guess quite a few… Thanks for the info Xaric, I appreciate it. I wish you all the best!

      1. I’ve been following those scams for a while now and unfortunately, many people are indeed spending money on them…

        I’ve never heard about the Videon scams. I’ll definitely check them out!

        Thanks a lot for the info, Ray.

        Keep up the good work!


    1. I understand that if you don’t log in for a while, your account will automatically be deleted. I don’t know how long but I can no longer log on to the account I created 2 months ago.

    2. just ignore it like you never register.they do not even send you email or confirmation email when you sign up.and google tells me that this app try to access sensitive data of my google account,so google blocked it.

  28. I need money for my financial so I was desperate to do anything, but thank you for this post I just realize that im a victim of that bullshits

    1. Thanks for your comment Lady Dee. If you’re short of money, you might want to know that there’s never an “online job” that pays decent money so quickly. Things like “surveys for cash” (jobs that even children can do) can only pay a few cents. Best to ask recruitment agencies. Meanwhile you can start learning how to run your own online business, that’ll be the way to go. I wish. you all the best!

  29. some people said they received a large amount of money enough to pay off all the bills. are they lieing or is there any other way to receive money?

    1. Hi Mary, yes they’re lying, as far as these “money-xyz” sites are concerned. If you’re looking to work online, don’t hesitate to join me for free from the link above and see if it’s something you want to pursue. Thanks for your comment. Good luck!

  30. Thank you for enlightening me. I am a victim if this xyz bullshit. I was still trying to refer 40 people so I could finally withdraw the money. Goodthing i’ve read this. Thanks alot!

    1. Hi Samantha, thanks for your comment. The good thing is you know the website looks like now and there are hundreds of them, so at least you won’t fall for the same scam again! All the best!

  31. This is a very good post . there is a lot of stuff that the readers can learn from . Not only
    to stop people from scamming others . but to educate people so they will not get caught up by scams .
    Thank you for the valuable information .

  32. I knew it was a scam because when I tried to put my affiliate link on facebook it said they don’t allow it.

    1. Hi Laura, Facebook generally never allows any affiliate links though. A top-level domain “Xyz” is also considered to be spammy. Stay away from any of those sites! Thanks for your comment.

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